Financing
—
Fix your interest rate and plan securely with a fixed-rate mortgage
Would you like to keep your interest costs under control in the long term and are you expecting interest rates to rise? With a fixed-rate mortgage, your interest rate remains unchanged throughout the entire term – for clear budgets and reliable planning.
With a fixed-rate mortgage the interest rate is based on the market conditions at the time the mortgage is concluded. For you, the fixed interest rate means expenses that are easier to budget for, because your charge always remains the same.
Your advantages
- Constant interest charges even when the interest rate rises
- Opportunity to benefit from lower interest rates over the long term
- Precise planning
- Can be combined with other products
- Custom combination of several fixed-rate mortgages with different terms possible
Characteristics of a fixed-rate mortgage
| Minimum amount | CHF 100'000, only possible as a first mortgage |
| Interest rate | Fixed |
| Interest date | Semi-annually |
| Amortisation | Individual, depending on contractual agreement |
| Cancellation | Not possible during term |
Restrictions
- No opportunity to benefit from a reduction in the interest rate level during the term
- No cancellation or partial repayment possible during the term
- Maturity may occur in a period of high interest rates, making refinancing more expensive
Arrange an appointment now
Silvan Stettler
Head of Client Advisory Corporate Clients & Loans
Arrange an appointment now
Silvan Stettler
Head of Client Advisory Corporate Clients & Loans