VP Bank AG
Private Clients
Paying and saving
Rent deposit account

Rent deposit account —
Open a rent deposit account – secure, simple and fair.

You’ve found a flat and signed the rental agreement – now there’s just the deposit to sort out. With our rent deposit account, you can invest your deposit in a secure, legally compliant and transpar-ent manner, and the whole process is very straightforward.

For us, fairness is key.
The interest belongs to you, the fees are clearly regulated and the deposit is only released with the approval of both parties.

That way, your rent deposit remains exactly what it should be: a reliable solution for both sides.

Apply for a rent deposit account

The advantages for you

Secure investment

Your rent deposit will be securely invested for the entire rental period.

Attractive interest rate

You benefit from a fair interest rate – just like with a conven-tional savings account.

Simple process for opening an account

Easily open an account in just a few steps.

Conditions and services

In whose name is the account held?

The account is held in the name of the renting party and is jointly opened by the renting party and the leasing party or the property manager.

What happens to the deposit and the interest during the rental period?

The deposit and the interest remain blocked for the entire tenancy.

What costs are incurred?

A one-time account management fee of CHF 50 is charged, in addition to the deposit amount.

How is the account closed?

The deposit is released once a form is jointly signed by the renting party and the leasing party or the property manager. If no agreement is reached, the renting party can request the release of the deposit after one year, provided that no legal claim has been asserted.

What happens if there is a change of landlord?

A new, fully completed opening form and proof (e.g. a purchase agreement) are required.

What should be kept in mind in the event of a change of tenant?

A form jointly signed by both the renting party and the leasing party or the property manager is required for the release of the deposit.