Banking packages for young adults —

More than simply a bank account

Our banking packages VP Bank Nova Start and VP Bank Nova Next offer you comprehensive services for payments, savings and investments. Tailored to the needs of young adults, the packages include accounts, a securities account and flexible additional services at attractive conditions.

VP Bank Nova Next is the right banking package for you if you are between 18 and 30 years old. In addition to free banking services, you get a VP Bank Debit Mastercard as well as a credit card free of charge. We also make it easier for you to access investments by applying one single flat-rate charge on the amount invested, which means you don’t have to worry about individual transaction costs or additional fees.

• 1 personal account denominated in CHF
• 2 foreign currency accounts
• 2 savings accounts denominated in CHF

• 1 VP Bank Debit Mastercard: free CHF cash withdrawals at cash machines in LI/CH, online and contactless payments
• 1 credit card (Mastercard Silver / Visa Classic): comfortable insurance benefits

Additional services

• Mobile wallets
• 24-hour assistance service
• Travel insurance
• Great terms on car rentals
• Other attractive services

• VP Bank e-banking
• VP Bank e-banking mobile
• e-Post
• e-Bill

Attractive preferential investment conditions

VP Bank Nova Start is the right banking package for you if you are between 15 and 20 years old and have a regular income. You receive all important banking services free of charge and an additional preferential interest rate on your personal and savings accounts.

• 1 personal account in CHF with preferential interest rate
• 1 savings account in CHF with preferential interest rate

• 1 VP Bank Debit Mastercard: free CHF cash withdrawals at ATMs in LI/CH, plus online and contactless payments

• VP Bank e-banking
• VP Bank e-banking mobile
• e-Post
• e-Bill

• No securities account management fee for VP Bank products
• 50% discount on the securities account management of all other products