Retirement planning
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Security begins with retirement planning
Asking these questions early makes a significant difference. The sooner you start planning your retirement, the more options remain open to you. A retirement plan can be valuable as early as 15 years before your intended retirement date. It provides clarity about your financial situation, creates security and allows you to shape your retirement with confidence.
The advantages for you:
- Financial clarity for the years ahead
- Reliable income throughout retirement
- Flexibility in when and how you retire
- Well-informed decisions on pension or capital withdrawal
- Sustainable long-term wealth development
- Greater control over your financial future
Will my assets be sufficient to maintain my lifestyle?
Income often changes significantly after retirement. Benefits from state and occupational pension schemes are not always sufficient to maintain the lifestyle people are accustomed to. We analyse your income, expenses and assets to provide a realistic view of your financial situation in retirement.
Could I afford to retire early?
Many people would like greater flexibility in deciding when to retire. Early retirement can create new opportunities, but it also places additional demands on your financial resources. Together, we assess whether early retirement would be financially sustainable for you and under which conditions it may be possible.
How should my wealth be structured in retirement?
In retirement, your wealth takes on a new role: it should not only be preserved but also generate reliable in-come over time. We work with you to structure your assets in a way that supports your financial needs throughout retirement.
How retirement planning supports you
Retirement planning provides a comprehensive view of your financial situation and future goals. Together we analyse your current position, discuss your objectives and develop a strategy tailored to your retirement plans.
The following overview shows how our structured advisory process works.
Challenges in retirement planning
Retirement planning information evening
Register for the next retirement information evening on 7 and 21 May 2026 at 5.45 pm at VP Bank in Triesen.
Arrange a consultation
Plan ahead today and enjoy greater peace of mind tomorrow. The Wealth Management team will be pleased to support you in planning your retirement.
Arrange a consultation
Plan ahead today and enjoy greater peace of mind tomorrow. The Wealth Management team will be pleased to support you in planning your retirement.
FAQ: Frequently asked questions about retirement planning
Retirement planning is advisable 10 to 15 years before your intended retirement date. The earlier you begin, the more options you have – for example when it comes to pension provision, wealth accumulation or the possibility of early retirement.
Yes. If the timing or model of retirement (early retirement, part-time retirement or regular retirement) is still open, a structured plan helps you develop realistic scenarios and prepare well-informed decisions.
Retirement planning takes a holistic view of your financial situation. In addition to pension provision, it also considers your wealth, income, expenses, mortgage, tax situation and investment strategy – with a focus on your financial life after retirement.
This question can only be answered on an individual basis. As part of the retirement planning process, we analyse whether early retirement would be realistic for you and under which conditions it could be financially sustainable.
Whether a pension or a lump-sum withdrawal is the better option depends on several factors, including your income, assets, tax situation and personal preferences. We explain the advantages and disadvantages of both options in the context of your individual situation.
Yes. The sustainability of your mortgage after retirement is an important element of the planning process. We review whether adjustments may be advisable, such as amortisation or restructuring.
No. Retirement planning is valuable for anyone who wishes to gain early clarity about their financial future – regardless of the size of their assets.
Your retirement plan is tailored entirely to your personal situation, goals and wishes. There are no standard solutions – instead, we provide customised decision-making guidance.
In an initial meeting, we review your current situation, your objectives and the questions that are most important to you. Based on this, we prepare a structured analysis and discuss the available options.
The cost depends on the scope and complexity of your individual situation. We will be happy to provide transparent information during an initial, non-binding consultation.