VP Nova Next
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VP Nova Next – banking package for young adults
No paperwork, no hidden fees. Instead, you get full control over your money, smart features right on your smartphone and a Member Club with benefits that suit your lifestyle.
And best of all, when you open an account, you'll receive CHF 100 starting credit for your fund savings plan – ideal for getting started with investing right away. Naturally, the terms are attractive and it's so easy that you can get started immediately.
Here’s exactly why VP Nova Next is right for you
- Free account management with attractive interest rates and no monthly fees
- Everything in one app: income, expenses and savings goals at a glance
- Withdraw CHF free of charge and transfer CHF and EUR within the EU/EEA free of charge
- One personal account, two foreign currency accounts and two savings accounts easily accessible
- Includes VP Bank Debit Mastercard and credit card (Mastercard Silver / Visa Classic) with practical insurance for travel and more
- Contactless payments with Apple Pay and Google Pay
- Easy investing with a flat fee for your portfolio – no additional costs*
- Exclusive discounts at the VP Bank Nova Club
Start your financial life the easy way
Our free banking package provides everything you need to keep your finances in check. Enjoy the freedom to ac-cess your money anytime and anywhere.
Get a debit and/or credit card and benefit from a range of discounts on leisure activities with the VP Nova Club. All in one practical banking package!
Take advantage of convenient online shopping and relaxed travel
Use your free Debit Mastercard with the debiX+ app for convenient online shopping and get a credit card for your next trip – including travel insurance and other benefits.
Contactless payment with Apple Pay and Google Pay
Left your card at home? No problem. Pay easily and securely with Apple Pay or Google Pay.
Your first step into the world of investment
Invest your money easily and cost-effectively with VP Bank Nova Next – with no hidden costs or additional fees*. Focus fully on building your financial future.
Benefit from the all-in fee of 0.50% p.a. on your invested assets in various asset classes and access to the fund savings plan with an all-in fee of just 0.25%.
VP Nova Club for your free time
You will receive discounts from us so that you can get more out of your free time – cheaper and more exciting than ever before.
More details about the banking package
* Excluding possible third-party fees.