
VP Nova Start
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VP Nova Start – your free youth account
VP Nova Start is the account for anyone aged 12 to 18 who wants to take their finances into their own hands. You can keep track of your money, pay easily with your VP Bank Debit Mastercard and save smartly with the savings account. From 15, you can even invest sustainably - according to your values.
Personalised AirPods await you as a welcome gift. And with the VP Nova Club, you can secure exclusive discounts for your free time. Free, digital and tailored to you - get started with Nova Start.
Here’s why VP Nova Start is perfect for you
- Customisable AirPods to open your VP Nova Start banking package
- Free account management with attractive interest rates and CHF cash withdrawals at ATMs
- Free VP Bank Debit Mastercard: shop online and offline, collateralised and available at any time
- One app for everything: earn, spend and save with the VP Bank e-banking app
- Apple Pay and Google Pay: pay conveniently with your smartphone
- VP Nova Club membership with exclusive discounts

With (almost) everything that adults get
You will get a VP Bank Debit Mastercard, instant spending notifications – and you and your parents can easily keep track of your account in the app.
This means you have all the tools you need to manage your finances independently and confidently. All of this is free of charge, making your entry into the world of finance very easy.

Now you too can shop online
Use your Debit Mastercard with the debiX+ app for online shopping and always keep an eye on your spending in the VP Bank e-banking app.

Pay like a pro – even without a card
Apple Pay and Google Pay work wherever you can pay digitally: in shops, in apps and when shopping online. Fast, secure and completely cardless.

Your entry into investing
From the age of 15, you can invest your money easily and cost-effectively with VP Bank Nova Start – with no hidden costs or additional fees*. Focus fully on building your financial future.
Get a 50% discount on the securities account management fee and issue fees for our in-house funds. This gives you a secure and flexible introduction to the world of investment.

VP Nova Club for your free time
We’ll send you discounts to make your free time cheaper and more fun than ever.
Just a few steps to your banking package
More details on the banking package
* Excluding possible third-party fees.