Financing
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Fix your interest rate and plan securely with a fixed-rate mortgage
A forward fixed-rate mortgage is suitable if you want to hedge against rising interest rates at an early stage and lock in your interest costs in advance.
With a forward fixed-rate mortgage, the interest rate can be fixed up to three years in advance. This is subject to a surcharge that depends on the lead time and the term of the mortgage. The most profitable arrangement is to close at a low interest rate level when rising interest rates are expected. Since the interest rate remains constant over the entire term, you can precisely plan your budget.
Your advantages
- Costs remain the same even if interest rates rise
- Opportunity to benefit in advance from lower interest rates over the long term
- Charges that can be clearly planned
- Can be combined with other products
Characteristics of a forward fixed-rate mortgage
| Minimum amount | CHF 100,000, only possible as a first mortgage |
| Interest rate | Fixed for the agreed term |
| Interest date | Semi-annually |
| Amortisation | Individual, depending on contractual agreement |
| Cancellation | Not possible during term |
Restrictions
- No opportunity to benefit from a reduction in the interest rate level
- No cancellation or partial repayment possible during the term
Arrange an appointment now
Our experienced specialists will advise and assist you in finding the best financing option for your property.
Arrange an appointment now
Our experienced specialists will advise and assist you in finding the best financing option for your property.