Financing
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Money market mortgage – flexible financing with SARON
With a money market mortgage (SARON), you can take advantage of market opportunities when interest rates are low or falling – with regular adjustments and a high degree of flexibility in setting interest rates.
A money market mortgage is a form of medium- to long-term real estate financing that is based on short-term interest rates. However, such a mortgage requires a corresponding risk tolerance and risk capability. Within the framework of the twelve-month term, the interest rate can be redefined in fixed periods (three-month intervals). At the end of such a period, you can also make a one-time switch to a fixed-rate mortgage.
Your advantages
- Opportunity to benefit from falling money market interest rates
- High flexibility with the option of switching to a fixed-rate mortgage free of charge during the framework term
Characteristics of a money market mortgage
| Minimum amount | CHF 100,000 |
| Interest rate | SARON* plus an agreed margin for the entire term |
| Interest date | Semi-annually |
| Amortisation | Individual, depending on contractual agreement |
| Cancellation | Not possible during term |
Restrictions
- Repayment not possible during the agreed term
- Hedging of interest rates in the upward direction not possible
Arrange an appointment now
Get a variable interest rate and stable financing with VP Bank. Make an appointment now.
Arrange an appointment now
Get a variable interest rate and stable financing with VP Bank. Make an appointment now.