Disclaimer

Terms of use and legal notices

This Website is the property of Verwaltungs- und Privat-Bank Aktiengesellschaft, Vaduz, a bank licensed in Liechtenstein, the registered office of which is in Liechtenstein, together with its subsidiaries, VP Bank (Schweiz) AG, VP Bank (Luxembourg) S.A., VP Bank and Trust Company (BVI) Limited, VP Bank (Singapore) Ltd., VP Vermögensverwaltung GmbH, Munich, VP Bank Wealth Management (Hong Kong) Ltd., IFOS Internationale Fonds Service AG, Vaduz, IGT Intergestions Trust reg., Vaduz (hereinafter referred to collectively as VP Bank). The information and opinions found on this Website are solely for informational purposes and for use by the entitled recipient. The content can be altered at any time and without prior notice. Therefore, any previously published information and opinions may not be construed as not having changed since their publication or communication to the relevant supervisory authorities nor that they are still current.

Persons accessing VP Bank’s Website on the Internet declare that they have understood and accept these terms of use and legal notices.

Access and local legal restrictions

VP Bank’s Website is not intended for persons or companies subject to a legal system that forbids the publication of or access to the Website of VP Bank for reasons of the nationality of the persons or companies concerned, their place of residence or corporate domicile, or for other reasons, and which could therefore give rise to a registration obligation on the part of VP Bank. Such persons/entities are not allowed to access VP Bank’s Website.

No solicitation or recommendation; non-binding character

The information on VP Bank’s Website constitutes neither a solicitation, offer nor recommendation to purchase, hold or sell investment instruments, nor to engage in other transactions or conclude any legal transaction.

The information and opinions published on VP Bank’s Website are composed with the greatest of care, whereas VP Bank assumes no liability (including third-party claims) for the accuracy, completeness or currentness of the information and opinions conveyed.

Hence the content of the VP Bank Website does not constitute an aid to decisions on financial, legal, taxation or other consultancy issues, nor should investment or other decisions be made on the basis of this content alone. Professional advice from a qualified specialist is recommended.

Links

Certain links on the VP Bank Website lead to third-party Websites over which VP Bank can exert no influence whatsoever. Hence VP Bank can accept no responsibility for the content of such third-party Websites.

Amendments and supplements to the information provided

VP Bank reserves the right to amend or supplement the information on its Website at any time and without prior notice.

Copyright and trademarks

Both the content and structure of the VP Bank Website are protected by copyright and their use through saving, downloading or printing, except for personal use, requires VP Bank’s prior written consent. The use of individual pages and/or sub-areas of this Website, through downloading and/or printing, is only permitted under the condition that neither the copyright notices nor other legally protected designations are removed. VP Bank retains all proprietary rights thereto.

Data security

When the VP Bank Website is accessed or VP Bank is contacted electronically, data relating to the Website visitor and the originator of the contact are, in principle, transmitted via an open network that is accessible to anyone. Data can therefore be transmitted across borders even if the visitor, sender and the receiver are in the same country. If individual data packets are transmitted in encrypted form, the visit per se as well as the sender and recipient nonetheless remain unencrypted. It also cannot be ruled out that the communication will be seen and falsified by third parties in the open network, that the content may be lost, wholly or in part, and thus become incomplete or unusable, arrive late or contain viruses. VP Bank cannot guarantee that these communications will be safe or error-free and therefore waives any and all liability for damages in this regard. In conclusion, it should be noted that a visit to this Website or establishment of contact could leave traces in the Internet which, under certain circumstances, may serve as an indication of a relationship with VP Bank.

Reference to other terms of use and legal notices

In individual sub-areas and special information sections of this Website, as well as with regard to specific services rendered by VP Bank, special agreements and terms may be stipulated. In the event of any contradiction, these special agreements and conditions take precedence over the above terms of use and legal notices.